| NHSSV does not believe that,in the current market, it is wise to provide its borrowers with adjustable-rate mortgages. It originates only thirty-year fixed-rate loans. - NHSSV loan agents are experts in CalHFA’s many below-market-rate mortgage products.
- The agents will help you understand how these and other special mortgage products can be combined to increase your purchasing power.
- Through NHSSV’s loan products, you can avoid the dangers of adjustable-rate and interest-only loans.
- Many of the loans available through NHSSV are partially or fully deferred. Fully deferred loans require no payments until you sell the home.
Our loan agents are not driven by the commission frenzy! They are salaried employees. It is their dedication and commitment to first-time homebuyers that drives their relationship with buyers. And they spend every waking hour helping each customer to find the loan that is “right” for him or her. NHSSV also works with a number of cities administering publicly funded below market rate programs. Call about down payment assistance available in the Cities of San José, Santa Clara, Union City, Sunnyvale, Milpitas, etc. NHSSV has established The HomeVenture Fund®, a five-year deferred second mortgage product created with equity capital from the City of San José and from the City of Union City. NHSSV’s agents work throughout Santa Clara and Alameda Counties. Call NHSSV and ask for Davin Stanbury, Armida Nañez, or Karen Nguyen. Bi-lingual and Bi-Cultural Members of the NHSSV staff are bi-lingual in Spanish as well as Vietnamese. Our agents are familiar with subordinate financing programs available through local government! Call today 408. 279.2600 | 
